United Home Life Insurance Company has been a member of the Farm Bureau Insurance Companies since late 1997. It is 100% owned by United Farm Family Holding Company, a holding company that is, in turn, 100% owned by the Farm Bureau Insurance Companies (United Farm Family Life Insurance Company and United Farm Family Mutual Insurance Company).

UHL's Parents, United Farm Family Life Insurance Company and United Farm Family Mutual Insurance Company, are strong financial entities with a combined capital and surplus in excess of $300 million! United Farm Family Life Insurance Company and United Farm Family Mutual Insurance Company are each rated "A" (Excellent) by A.M. Best. Since the acquisition, UHL has received direction from the Farm Bureau Insurance Companies management team, and the parent companies have consistently demonstrated their ability and willingness to support UHL's capital position.

UHL's current rating is "A-", a rating in A.M. Best's "Very Good" category and one reserved for companies considered financially "secure". UHL's current rating represents two rating upgrades since its acquisition by the Farm Bureau Insurance Companies. The two increases were granted within less than a year-a highly unusual step for Best and one we believe is indicative of their positive outlook for the company.

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